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Founded in 2015 and headquartered in New York City, Lemonade Insurance (operated by Lemonade, Inc.) is a public, tech-driven insurance company offering homeowners, renters, car, pet, and term life insurance across the United States and select European markets. Lemonade revolutionized traditional insurance by leveraging artificial intelligence, chatbots, and behavioral economics to streamline quote generation, policy issuance, and instant claims processing. As a certified B Corporation, Lemonade donates leftover underwriting profits to non-profit causes chosen by policyholders through its annual Lemonade Giveback initiative.